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Julian Bell
Julian Bell

How To Buy A Visa Gift Card Online


Updated 10/2/2020Want to know a little known fact? You can shop online with a Visa gift card. So if you recently received a Visa gift card and want to redeem it for online purchases but aren't sure how it works, read this quick guide for how to's and helpful tips.




how to buy a visa gift card online



Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider's website or call the toll free number listed on the back of your card.


Card recipients should go online to register the card. Why? This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.


Be aware that certain stores require an exact amount or more on the card in order to complete the transaction. If the card does not have sufficient funds you may be out of luck unless a store allows you to apply a gift card balance to a purchase.


If you're not a fan of credit cards, can't get credit cards because of poor credit, or just want to give a versatile, useful present, Visa gift cards may be the ideal solution. Most Visa gift cards work exactly like a prepaid Visa debit or credit card, except that Visa gift cards don't affect your credit score and cannot be reloaded with more money later on.


The Visa gift card is a prepaid card - not a credit card. You determine how much money you want to put on the card at the time of purchase. You can buy a Visa gift card for yourself or for someone else. Once you have purchased a Visa gift card, the cardholder can use it to make purchases anywhere Visa Debit is accepted.


Unlike store gift cards or gift certificates, the Visa gift card enables you to choose where you spend the money on your card. You are not limited to just one store. You can use it at any store or online retailer that accepts Visa Debit.


Your information protects your rights with the card if it is lost or stolen before the recipient receives it. It also enables the gift card recipient to call a Customer Service Representative and validate his/her identity as the gift card receiver.


By saving your profile, you can purchase additional Visa gift cards in the future without having to enter your account information again. In addition, you can sign in and view your purchase history.


You can activate your Visa gift card one of two ways: Call 866.543.9161 (you can also find this on the activation sticker of your Visa gift card). There is no charge for using the voice response system. A fee applies if you speak with a Call Center representative. You can also sign in using your Visa gift card number and click Activate My Card.


Yes, you can still use your Visa gift card even though your name doesn't appear on the card. Make sure you sign the back of your Visa gift card because a retailer will validate your identity by comparing your signature on the back of your Visa gift card with the one on your receipt.


For purchases that are higher than your Visa gift card balance, use your gift card along with another form of payment. If you attempt to make a purchase for more than the amount available on the card without another form of payment, the transaction will be declined.


Yes, you can use your Visa gift card to make purchases online. We suggest that you register your card before purchasing online. Some retailers will not process your purchase without a valid address registered to the card.


Unlike store gift cards and gift certificates, you can use your Navy Federal Visa Gift Card to pay for purchases at any store that accepts Visa Debit Cards (U.S. territories are excluded). You can use it at multiple stores, in person or online.


Gift cards ordered online valued between $10 and $200 can be mailed standard or express delivery either to you or your recipient. Cards $200.01 or more must be mailed to your address of record with Navy Federal.


You can use your Navy Federal Visa Gift Card at millions of places that accept Visa Debit Cards, including retail stores, online merchants and over the phone. Gift cards are only valid in the United States (U.S. territories are excluded).


Yes. You can use your Navy Federal Visa Gift Card for the final payment for both hotels and car rentals. Some car rental companies and hotels may require a credit card to make a reservation. At check-in, hotels will put a hold on the estimated amount of your stay, making those funds unavailable for a period of time. Avoid a hold on your gift card by checking in with a credit card, then using your Navy Federal Visa Gift Card for final payment.


When you make an online or phone purchase, the name, address and phone number you use must be exactly the same as the information you provided when registering your card. If the information is different, the transaction may be declined.


Navy Federal conducts all member business in English. All origination, servicing, collections and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.


*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.


Visa and Mastercard gift cards can be extremely useful tools to maximize rewards on credit card spend. These cards are sold both in fixed denominations and in variable-load forms where you can put anywhere between $20-$500 on the card. They are accepted almost everywhere that you can use credit or debit. Outside of periodic sales, there is almost always an activation fee on these cards, usually from $3.95-$7.95.


Regardless of how you use them, the first step is to find Visa or Mastercard gift cards that can be bought with a credit card, with low activation fees, and without risk of incurring cash-advance fees. This post solely focuses on options available within the United States. And even within the US, options will vary immensely by region, by county and by store.


The limit on gift card purchases is 2K. Staples will only let you do 9 $200 gift cards at once when because the purchase fee is included in the 2K limit, thus 10 cards will code as being MORE than 2k (2,079.5, for example) However, a way around this is to buy the the 10th card separate from the first 9. The total gift card purchased are exactly equal to 2k. Did this with the Staples MC sale and had no problem using this technique to get 10 2oo k cards.


Forgive me for my ignorance but I thought that Visa/MC gift cards arent eligible to earn points and are coded as cash advances. Since US merchants provide L3 data. Is this the case or am I wrong? Would definitely wanna take advantage if its not enforced.


Hello. I have had no issues in the past loading my Serve prepaid card using Visa Gift cards. Today I noticed Dollar General updated their terminals, so that the cashier has no keyboard anymore, and the swiping of my serve card takes place at the terminal in front of me at the counter. When trying to load my Serve card, we couldnt get it load using any debit card. I tried a visa gift card, as well as my wells fargo bank debit card, and neither one was not allowed. unfortunately I dont have the exact error message. I will get that next time.


i keep having my order cancelled by giftcards and giftcardmall. Has anyone else encountered this and were able to resolve it? I called their help desk which was an effort in futility. They just said keep trying a different card or email and make sure your billing address matches. 6 failed attempts. Any suggestions?


Buy VISA/MC cards to pay bills? Silly to pay the gift card fees. Just use your new credit cards to prepay monthly bills for signup bonuses and get it back from no monthly payments for some time. Note: No place in Dallas, TX area will sell money orders using PIN-enabled gift cards. Sad.


1) Unfortunately, office supply stores are not a bonus category for the Ink Business Preferred. The 3x categories on that card are travel, shipping, internet, cable, phone, and advertising with social media sites. Staples purchases would only be 1x whether in-store or online.Chase Ink Plus and Ink Cash cards offer 5x on office supply stores (Ink Plus capped at $50K spend per year; Ink Cash capped at 25K spend per year). I have updated this guide to clarify that it is the Ink Plus or Ink Cash cards that earn 5x at Staples.


Did you try the trick of quickly cancelling the transaction and changing payment type to debit? This is a known thing that you need to do with Mastercards at Walmart. See the mastercard trick, here: -gift-card-pins-and-example-uses/


Post has been (belatedly) updated as follows:1) Removed warning about possibly getting PIN-less Visa cards from GiftCardMall. That practice seems to have stopped. Still have warning about GCM cancelling many/most orders.2) Removed note about gift cards no longer being available in many grocery stores. Many stores have started carrying the cards again. Also Whole Foods now sells them nationwide.


I just bought loaded VISA gift cards with new Citi Hilton credit card and, when activating them, set my desired PIN. Bought money orders at Walmart money center (NOT at a cashier) and deposited MOs into my checking account. Why mess with Bluebird? I paid 67c cash for each $1,000 MO. 75,000 bonus Hilton HHonors points + points for buying the gift cards. 041b061a72


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* The statements made regarding products have not been evaluated by the Food and Drug Administration. The efficacy of these products has not been confirmed by FDA-approved research. These products are not intended to diagnose, treat, cure or prevent any disease. All information presented here is not meant as a substitute for or alternative to information from health care practitioners. Please consult your health care professional about potential interactions or other possible complications before using any product. The Federal Food, Drug and Cosmetic Act requires this notice.

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